TERMS
TERMS OF SERVICE
WHAT DOES ADVANTAGE LAW, a DBA of THE LAW FIRM OF HIGBEE ("AL") & ASSOCIATES DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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Social security number and income
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Account balances and payment history
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Transaction history and credit history
How
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Century chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
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Does Advantage Law share?
Can you limit this sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes
​to offer our products and services to you
Yes
No
For joint marketing purposes with other financial companies
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No
No
For our affiliates' everyday business purposes-
Information about your transactions and experiences
Yes
No
For our affiliates' everyday business purposes-
Information about your creditworthiness
No
No
For our affiliates to market to you
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No
No
For non affilliates to market to you
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No
No
To limit our sharing
Call 702-405-1041, – our menu will prompt you through your choice(s), or mail the form below, or visit our website at advantage.law/contact
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions?
Call our office at 702-405-1041 or go to advantage.law/contact
Mail-in Form
For Your Use PDF
Who is providing this notice?
Advantage Law is providing this notice
How does Advantage Law protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Advantage Law collect my personal information?
We collect your personal information, for example, when you
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Open an account
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Give us your income information
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Provide employment information
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Give us your contact information
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Provide account information
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We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
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sharing for affiliates’ everyday business purposes – information about your creditworthiness
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affiliates from using your information to market to you
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sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account – unless you tell us otherwise.
Definitions
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Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Non Affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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Non-affiliates we share with can include financial service providers such as banks, lenders, payment merchants, loan servicers, and non-financial service providers such as retailers, law firms and marketing companies.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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Our joint marketing partners may include companies providing financial, non-financial, or legal services.
Other Important Information
State Specific Information
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California Residents
Under California law, we will not share information we collect about you with non-affiliated companies, unless the law allows. For example, we may share information with your consent, to service your accounts, or to provide benefits you are entitled to. We will limit sharing among our affiliates to the extent required by California law. CA residents have additional rights to restrict our sharing of your personal and financial information with our affiliates (companies we own or control) and outside companies that we do business with. Nothing in this form prohibits the sharing of information necessary for us to follow the law, as permitted by law, or to give you the best service on your accounts with us. This includes sending you information about some other products or services. Your Choices: Unless you say or check “No” we may share personal and financial information about you with our affiliated companies. â–¢ NO, please do not share personal and financial information with your affiliated companies. Also, unless you say or check â–¢ “No” we may share personal and financial information about you with outside companies we contract with to provide financial products and services to you. You may make your privacy choice(s) at any time. Your choice(s) marked here will remain unless you state otherwise. However, if we do not hear from you we may share some of your information with affiliated companies and other companies with whom we have contracts to provide products and services.
For additional rights and privacy choices for California residents see Advantage Law Privacy Policy.
Vermont Residents
Under Vermont law, we will not share information we collect about you with non-affiliated companies, unless the law allows. For example, we may share information with your consent, to service your accounts, or under joint marketing agreements with other financial institutions with which we have joint marketing agreements. We will not share information about your creditworthiness with our affiliates except with your consent, but we may share with our affiliate’s information about our transactions or experiences with you without your consent.
Nevada Residents
We are providing you with this notice pursuant to state law. You may be placed on our internal do not call list by calling 888-913-8784. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St. – Suite 3900, Las Vegas, NV 89101; 702-486-3132 – BCPINFO@ag.state.nv.us.
Montana Residents
We will not disclose to anyone your name or personal information other than to your own creditors or CSS’s agents, affiliates, or contractors.
Exercise Your Choice
Name: ___________________________________________
Address: __________________________________________
To exercise your choices do one of the following:
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Fill out, sign and return this form to us at:
Advantage Law
Attn: Privacy Choices3110 W Cheyenne Ave #200 North Law Vegas, NV 89032
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Call this toll free number: 702-405-1041
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Reply electronically at: support@advantage.law​
ADVERTISING MATERIAL
Attorney Advertisement: Hiring an attorney is an important decision and should not be done based solely on an advertisement. You should request free background information on the responsible attorney prior to making any engagement decisions. Advantage Law Firm, a DBA of The Law Firm of Higbee & Associates, is responsible for this ad. Mathew Higbee lead attorney. Services are not available in all states. Negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825.
Receipt or transmission of content and information from this web site does not form or constitute an attorney-client relationship. Persons should refrain from acting on the basis of any content on this web site without seeking professional legal counsel and should refrain from providing any confidential information until such time as an attorney-client relationship is established.
This advertisement is not intended to guarantee or convey any results, or offer or provide any legal representation or legal advice; it is educational only, and as such, no specific promises or savings are intended.
South Carolina
You may wish to consult your lawyer or another lawyer instead of us. You may obtain information about other lawyers by consulting directories, seeking the advice of others, or calling the South Carolina Bar Lawyer Referral Service at 799-7100 in Columbia or toll free at 1-800-868-2284. If you have already engaged a lawyer in connection with the legal matter referred to in this communication, you should direct any questions you have to that lawyer.
The exact nature of your legal situation will depend on many facts not known to us at this time. You should understand that the advice and information in this communication is general and that your own situation may vary.
ANY COMPLAINTS ABOUT THIS COMMUNICATION OR THE REPRESENTATIONS OF ANY LAWYER MAY BE DIRECTED TO THE OFFICE OF DISCIPLINARY COUNSEL, 1220 SENATE STREET, SUITE 309, COLUMBIA, SOUTH CAROLINA 29201—TELEPHONE NUMBER 803-734-2038.ADVERTISING MATERIAL